Our Savings Products include:

PASSBOOK SAVINGS
This is a traditional savings account where all transactions and balances are entered into a passbook, which many depositors call a bankbook. It is used primarily for savings, checks may not be written against this account. ATM cards cannot be issued against this account. Passbook must be present with account holder in order to withdraw funds during normal banking hours. Interest on this account compounds daily and is credited monthly. Minimum balance required to earn interest.

STATEMENT SAVINGS
A traditional savings account where the customer receives a monthly statement reflecting account activity including interest. It is used primarily for savings, checks may not be written against this account. Customer may deposit and withdraw funds electronically, in person or with an ATM card issued to the account holder. Interest on this account compounds daily and is credited monthly. Minimum balance required to earn interest.

MONEY MARKET SAVINGS
A savings account that typically pays a higher rate of interest when higher balances are maintained. Customers receives a monthly statement reflecting account activity including interest. Customer may deposit and withdraw funds electronically, in person, by check or with an ATM card, you may make no more than six preauthorized or telephone transfers per statement cycle. Interest on this account compounds and is credited monthly. Minimum balance required to earn interest.

CLUB SAVINGS
These savings accounts allow you to save for a future holiday, vacation or special purchase. You set the budget and the maturity date, a check will be sent to you for the balance in the account on that date plus accrued interest. Customer may deposit funds electronically or in person. Interest on this account compounds daily, is credit monthly and paid at maturity. Minimum balance required to earn interest.

CERTIFICATES OF DEPOSIT (CDs)
This is a passbook certificate of deposit account (CD) where all transactions and balances are entered into a passbook, which many depositors call a bankbook. It is an account used to set aside funds which are locked in for a term at a higher interest rate for a designated amount of time. ATM cards cannot be issued against this account, passbook must be present with account holder in order to withdraw funds at maturity during normal banking hours. Interest on this account compounds daily and is credited monthly or at maturity. Minimum balance required to earn interest.

Certificate of Deposit Account Registry Service

Looking for a savings account that offers additional FDIC insurance eligibility?
CDARS offers multiple benefits to investors who want to combine the security of access to FDIC insurance with the convenience of working directly with just one financial institution.
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INDIVIDUAL RETIREMENT ACCOUNTS(IRAs)
Traditional and Roth IRAs are available. You can make your annual contributions into these plans as well as rollover and transfer assets from other plans. Allow us to consolidate your retirement accounts.